How to Get Maximum Compensation for Your Accident

How to Get Maximum Compensation for Your Accident

Being in a car wreck is stressful. Along with the shock of the incident, you’re likely also thinking about navigating the insurance process and receiving compensation for any damages or injuries you sustained.

Here are a few things to remember if you’ve been in a wreck.

Document Everything

Even if you’re only feeling minor pain or discomfort, you should seek medical attention after an accident. Shock and adrenaline may mask more serious injuries. A professional medical examination will determine if you need additional treatment.

It also creates a clear document trail for your claim. If you don’t go to a doctor and then later have more complicated issues, it may be difficult to receive payment from an insurance company that will question why you delayed care.

You’ll also want to ensure you have all evidence from the incident. This can include images, footage, and eyewitness reports. These pieces can help put together what happened and who’s liable for damages.

Know What Your Case Is Worth

Damages in car accident cases go beyond vehicle damage and medical bills.

You may have lost wages due to time away from work for medical treatment or repairs. There are also intangible factors, like stress, mental anguish, and loss of enjoyment of life. While these may be difficult to put a price on, they’re an important part of your relief.


Work With an Attorney Who Can Help

Often, dealing with insurance, medical bills, and everything else that comes with a car accident is too much for one person. And these cases can be complex. That’s why working with an attorney who can handle them and take the burden off you is important.

Our team specializes in getting recovery for our clients when they need it most. We’ll handle negotiations with the insurance company and any other needs associated with your claim. If you’ve been in an accident, reach out to us for free consultation on your case.

What to Say When Insurance Calls After an Accident

Being in an accident is stressful enough.

And after it’s over, you’ll have to deal with insurance providers.

If you’re in an accident, you’ll likely get a call from the other party’s insurance provider. This often happens if the other party is at fault.

So, what should you do when they call? And what do you say?

You Don’t Have to Say Anything

When an insurance adjuster calls you, they’re looking for information. Specifically, they almost always want to learn something to minimize their client’s liability.

If you’ve retained an attorney, refer the adjuster to your counsel. While in some cases you’re required to talk with the adjuster, it’s best to have a lawyer to represent you in these situations. That way, the information shared can’t be used against you.

If you choose to answer some of their questions, they may ask if the call can be recorded. You don’t have to consent to a recording.

Remember to stick to the facts. Don’t offer your opinion or assume any responsibility for what happened in the accident.

Your Right to Fair Compensation

When the insurance company calls, they may try to make a settlement offer to wrap the claim up quickly. And when they do this, they’ll likely try to convince you that a lawyer isn’t necessary.

You don’t need to accept their first offer, and you’re always entitled to seek representation. An insurance company may use this to their advantage if you’re not represented.

If you’ve been in an accident, reach out to us for your free consultation. We’ll assess your case, offer our thoughts, and if you hire us, we’ll take the burden of dealing with insurance off your plate and work hard to get you the compensation you need.

Top Personal Injury Claims

Personal injury claims are filed when someone is injured due to the negligence of another person or entity. The most common personal injury claims include:

  • Car accidents: Car accidents are the leading cause of personal injury claims in the United States. These accidents can result in a wide range of injuries, including broken bones, spinal cord injuries, and traumatic brain injuries.
  • Premises liability accidents: Premises liability accidents occur when someone is injured on someone else’s property due to a hazard that the property owner knew or should have known about. These accidents can happen in a variety of places, such as businesses, restaurants, and apartment complexes.
  • Workplace accidents: Workplace accidents are another common type of personal injury claim. These accidents can occur due to unsafe working conditions, defective equipment, or the negligence of a co-worker.
  • Medical malpractice: Medical malpractice occurs when a doctor, nurse, or other healthcare provider makes a mistake that results in an injury to a patient. These mistakes can range from misdiagnosis to surgical errors.
  • Dog bites: Dog bites are a type of animal attack that can cause serious injuries, including infection, scarring, and even death. In most cases, the owner of the dog is liable for the injuries caused by their pet.

What to do if you’ve been injured.

If you have been injured in an accident due to another person or entity’s negligence, get medical attention immediately. This will help to document your injuries and establish a timeline for your recovery. Collect evidence of the accident. This includes taking photos of the scene, getting witness statements, and saving any relevant medical records. File a police report. This will create a record of the accident and help to establish fault. Contact an experienced personal injury attorney. An attorney can help you to gather evidence, negotiate with the insurance company, and file a lawsuit if necessary.


Contact Us Today

If you have been injured in an accident due to the negligence of another person or entity, you may be entitled to compensation for your injuries. Contact our firm today for an initial consultation.

What is Medical Malpractice? And How Should You Report It?

Doctors and medical practitioners are the people we should trust most in society. They’re highly trained, and we rely on them to diagnose and treat what we value most: our health.

Sometimes, things don’t go as planned. Maybe a diagnosis is missed, or a doctor makes a mistake, which results in severe injury or even death.

It’s essential to understand what medical malpractice is and what you should do if you’re a victim.

What is Medical Malpractice?

Medical malpractice occurs when a physician or licensed medical professional breaches their professional standard of care and causes a patient harm. It may result from a mistake or an intentional deviation from the standard of care all doctors are expected to uphold.


How to Know if You Have a Medical Malpractice Case

The most essential part of medical malpractice cases is proof. There are three primary benchmarks for determining if malpractice took place.

First, it’s critical to prove the physician violated their professional standard of care, which can be an incredibly high bar.

Second, it must be clear that the physician’s negligence caused you harm. There would be no malpractice case if you didn’t sustain injury due to their care.

Finally, the damages must be significant enough to warrant pursuing the case.


What Should You Do if You Think You’re a Victim?

If you or a loved one believe you have sustained injuries as a result of medical malpractice, contact an attorney to see if your claim could potentially meet the above criteria.

Also, know that many, but not all, potential medical malpractice claims carry a two-year statute of limitations. This means that your claim must either be resolved or a lawsuit must be filed within two years of the date the potential harm first occurred or from when the harm was first known or should have been known.

Our team has worked on many medical malpractice cases. These cases are complex, and the situation is even more daunting if you’re dealing with recovery. Contact us for a free consultation to see if your case should be pursued.

What Happens if You’re a Passenger in a Car Accident?

Most people think about the driver in an accident. It’s their insurance and their vehicle. They’re the ones impacted by it.

But what happens if you’re a passenger in a car wreck? Who pays for your medical claims and damages?

Coverage for Passengers

If you’re an injured passenger, the at-fault driver’s insurance will typically pay your claims.

So, if the driver of the vehicle you’re in causes the accident, their insurance may cover you. It can be more complicated if that person is a member of your household, such as a spouse or child.

If another driver is at-fault, your claim will be filed with their insurance. Whatever damages or bills related to your injuries you sustained may be covered, depending on their policy limits.

In some situations, the drivers could share the blame so that you may file claims with each driver’s insurance.


Uninsured and Underinsured Claims

Unfortunately, being in an accident with an uninsured or underinsured driver is common. In South Carolina, drivers are required to have uninsured driver’s insurance. If the at-fault driver doesn’t have coverage, your policy, if you have one, may protect you.

It’s also possible that your damages could exceed the at-fault driver’s insurance policy. You may have underinsured motorist coverage through your insurance company, which means your policy could cover your losses. In some cases, you’ll likely need an attorney to pursue this route.


Making Sure Passengers Are Protected

Being a passenger in a car accident is scary. And you may need clarification about what you should do next. Our team is happy to offer a free consultation to see if we can help your case.