A Few Legal Terms You Should Know

Legal terms are often the last thing on your mind when you’re in a car accident or dealing with a workers’ compensation issue.

But each case has a lot of legal jargon you may not be familiar with.

And that’s okay. You’re not an attorney.

Regardless, dealing with many terms, you don’t understand can leave you overwhelmed and stressed.

So, we’ve listed a few common phrases for auto accidents and workers’ compensation to help you. Then, if you’re in a situation where the terms are used, you’ll feel more confident about what’s going on.


Auto Accidents Terms to Know

Liability – The word liability is commonly used in auto accident injury claims when referring to the party responsible for the incident. For example, if someone runs a stop sign and hits your car, they’re typically liable for any damages and will be responsible for paying to cover those costs.


Underinsured/Uninsured Motorist Coverage – While auto insurance is required coverage, you may be in an accident with a driver who is underinsured or has no insurance. Underinsured coverage is something you can add to your policy, so you’re covered if the at-fault driver’s insurance cannot cover all the damages. Uninsured coverage kicks in if the driver has no coverag


Workers’ Compensation Words to Know

Decision and Award – In a workers’ compensation case, this is the decision made by a single commissioner, which includes, but is not limited to, any payments or medical benefits.

Compensability – A worker may only receive workers’ compensation benefits if his or her injury is deemed compensable. Generally, an injury is determined to be compensable if the worker suffers an injury by accident, which arose out of and in the course of employment.


We hope these terms and definitions clarify the legal process of auto accident personal injuries and workers’ compensation cases.


The good news is that you don’t have to be an expert or understand all the terms. We can do that for you.

If you’re dealing with a situation and don’t know where to turn, reach out to our team to see if we can help.